Archives: 2010 January

Total Cost to Own

January 25th, 2010

When making a purchase, people typically only consider the upfront cost but for many items there are additional costs to consider.  Below are some examples of costs that will be incurued after ownership.

Car:  Fuel (need to consider type of fuel and its fuel efficiency), insurance rates, and maintenance costs.
House: Taxes, maintenance costs, insureance, mortgage.
Phone: Phone plan (If you buy a smartphone, you’ll likely need to buy a data plan in addition to a voice plan to utilize all of the features).
TV: Electricity (Typically the bigger the TV, the more electricity it’s going to take to power).

When looking at a big purchase, be sure to look at the total cost to own.  Sometimes spending a little more money up front for a quality or more efficient product that will result in a lower total cost.

- tim

Categories: Frugal Living, Misc, Saving Money

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