Protect Yourself – Check Your Credit Report
March 31st, 2009
Checking your credit report on a periodic basis benefits you in 2 main ways:
1. You’ll be able to see if there’s any inaccurate information on your credit report. If there are errors, you can contact the credit bureau to correct the erroneous data. By fixing reporting errors in your credit report, you’ll protect and potentially raise your credit score.
2. If someone is using your identity, you’ll be able to see any credit requests that were made with your personal information, then you can take the appropriate steps to mitigate any damages.
You can get a free credit report from the credit bureaus:
https://www.annualcreditreport.com/
There are 3 reports (one from each credit bureau) that you can pull for free every 12 months. It is recommended that you pull one report every 4 months so that you’ll be actively aware of your credit activity.
Written by: tim
Categories: Credit